We’re your home and auto insurance experts—professionally licensed and ready to advise and assist you with all your coverage needs.
Foresight Insurance has provided peace of mind to Northwest Ohio families and businesses since 1936. We’re your home and auto insurance experts—professionally licensed and ready to advise and assist you with all your coverage needs.
As an independent agency, we partner with top-rated insurance companies to find you the right risk-management solutions at the lowest prices possible. And, as part of the Citizen Advisory Group family, we offer extensive insurance capabilities and access to the resources of a respected financial services firm.

We’re your Home, Auto, & Commercial Insurance Experts.

In 1936, Harley Allion founded Allion Insurance Agency. Harley sold the agency in 1959 to his neighbor, Charles “Chuck” Witte, who renamed the company Allion & Witte Insurance. Chuck incorporated the company in 1972 under the name A-W Insurance.
Chuck’s son, Jack Witte, joined A-W Insurance as a sales agent in 1981. Jack purchased the business from his father ten years later, and Chuck retired to spend winters in Hawaii.
Kelly Rill came on board in 2000 to run the office. Jack considers hiring Kelly, who became a sales agent, the best management decision of his career.
After forty years in the insurance business, Jack decided to take the agency to another level with new ownership. In 2021, A-W Insurance became Foresight Insurance, LLC and part of the Citizen Advisory Group family of companies.
Kelly Rill
Insurance Agent

As a licensed insurance agent, Kelly Rill has sold personal lines products for more than 20 years. She enjoys the interaction and personal relationships established with her clients while servicing their insurance needs.

Kelly grew up in Toledo, Ohio. She worked in retail operations for the former First Federal Savings Association before entering the insurance field. A breast cancer survivor, Kelly serves as a mentor for newly diagnosed patients.

Kelly and her husband, Mike, have four children and two grandchildren. She is a long-time avid Kansas City Chiefs fan and cheers on the Cleveland Indians. She loves spending time with family and friends, and she has recently taken up playing golf.

Sean O’Drobinak, RICP®
Financial Advisor

Sean O’Drobinak is a Financial Advisor at Citizen Advisory Group.  He is dedicated to educating the community on financial topics such as taxes and social security. Sean is an Investment Advisor Representative under Advisory Alpha—an SEC Registered Investment Advisor

When joining Citizen Advisory Group, Sean was most excited to keep the customer-centered objectives at the forefront. Sean’s brand resides in F4 (Faith, Family, Fitness, Fiduciary). “The secret to my happiness is focusing on God, my wife and kids, fostering trust in relationships and my health.”

Originally from NW Indiana, Urban Meyer brought Sean to Bowling Green where he played football for the Falcons and was voted Team Co-Captain. Sean now resides in Perrysburg with his lovely bride, Simone, where they have four children. If you see Sean with the top off the Jeep, Simone riding shotgun and the kids in the back jamming out to country around town, be sure to stop and say hello!

Sean is looking forward to serving you and assisting you with all of your needs.

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